:root{
  --ink:#1c2430;
  --muted:#4f5b6b;
  --line:#dde3ea;
  --bg:#ffffff;
  --soft:#f3f6f9;
  --brand:#14527a;
  --brand-dark:#0e3d5b;
  --call:#1f8a4c;
  --call-dark:#176b3b;
  --radius:14px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:18px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
a{color:var(--brand)}
img,svg{max-width:100%}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}

/* header */
.top{border-bottom:1px solid var(--line);background:#fff}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:20px;color:var(--ink);text-decoration:none}
.logo svg{width:30px;height:30px;flex:none}
.top-call{display:none;font-weight:700;text-decoration:none;color:var(--call-dark);white-space:nowrap}
@media(min-width:640px){.top-call{display:inline-block}}

/* hero */
.hero{background:linear-gradient(180deg,#eef4f8 0%,#fff 100%);padding:40px 0 36px}
.eyebrow{display:inline-block;font-size:14px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--brand);margin:0 0 10px}
h1{font-size:34px;line-height:1.15;margin:0 0 14px;letter-spacing:-.01em}
@media(min-width:720px){h1{font-size:46px}}
.lead{font-size:20px;color:var(--muted);margin:0 0 24px;max-width:640px}
.btn-call{display:inline-flex;align-items:center;justify-content:center;gap:10px;background:var(--call);color:#fff;text-decoration:none;font-weight:700;font-size:22px;padding:16px 26px;border-radius:999px;box-shadow:0 6px 18px rgba(31,138,76,.28);min-height:60px}
.btn-call:hover,.btn-call:focus{background:var(--call-dark)}
.btn-call svg{width:24px;height:24px;flex:none}
.hours{margin:14px 0 0;font-size:16px;color:var(--muted)}
.hours strong{color:var(--ink)}
.note{margin:6px 0 0;font-size:15px;color:var(--muted)}

/* sections */
section{padding:40px 0}
section.alt{background:var(--soft)}
h2{font-size:28px;line-height:1.2;margin:0 0 18px}
.grid{display:grid;gap:14px}
@media(min-width:640px){.grid.two{grid-template-columns:1fr 1fr}.grid.three{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 18px 16px}
.card h3{margin:0 0 6px;font-size:20px}
.card p{margin:0;color:var(--muted);font-size:17px}
.step-num{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;margin-bottom:8px}
ul.check{list-style:none;padding:0;margin:0}
ul.check li{position:relative;padding:6px 0 6px 32px}
ul.check li::before{content:"";position:absolute;left:0;top:12px;width:20px;height:20px;border-radius:50%;background:var(--call) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
ul.cross li::before{background:#b4473d url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E") center/11px no-repeat}
.fit h3{margin:0 0 8px;font-size:20px}

/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;font-size:18px}
details p{margin:10px 0 0;color:var(--muted)}

/* cta band */
.band{background:var(--brand);color:#fff;text-align:center;padding:40px 0}
.band h2{color:#fff}
.band .hours{color:#d9e7f1}
.band .hours strong{color:#fff}

/* footer */
footer{background:#10202e;color:#c6d1db;font-size:15px;padding:30px 0 110px}
@media(min-width:640px){footer{padding-bottom:30px}}
footer a{color:#fff}
footer .disclaimer{border-top:1px solid #2a3b4b;margin-top:16px;padding-top:16px;line-height:1.55}
footer nav a{margin-right:16px}

/* sticky mobile call bar */
.sticky{position:fixed;left:0;right:0;bottom:0;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.97);border-top:1px solid var(--line);z-index:50}
.sticky .btn-call{width:100%;font-size:20px}
@media(min-width:640px){.sticky{display:none}}

/* plain pages */
.page{padding:36px 0 50px}
.page h1{font-size:32px}
.page h2{font-size:22px;margin-top:28px}

/* articles */
.article{max-width:740px;margin:0 auto;padding:36px 20px 50px}
.article h1{font-size:34px;line-height:1.15;margin:0 0 12px}
.article .meta{color:var(--muted);font-size:15px;margin:0 0 24px}
.article h2{font-size:24px;margin:34px 0 10px}
.article h3{font-size:20px;margin:24px 0 8px}
.article p,.article li{font-size:18px}
.article ul,.article ol{padding-left:22px}
.article li{margin:6px 0}
.cta-box{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:34px 0;text-align:center}
.cta-box p{margin:0 0 14px;font-weight:600}
.guide-list{display:grid;gap:14px}
.guide-list a{text-decoration:none;color:inherit}
.breadcrumb{font-size:15px;color:var(--muted);margin-bottom:14px}
.breadcrumb a{color:var(--muted)}

/* guides index v2 */
.hero.slim{padding:36px 0 28px}
.guides-sec{padding:12px 0 44px}
.guide-grid{display:grid;gap:18px}
@media(min-width:720px){.guide-grid{grid-template-columns:1fr 1fr}}
a.gcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-decoration:none;color:var(--ink);transition:box-shadow .15s,transform .15s}
a.gcard:hover,a.gcard:focus{box-shadow:0 10px 28px rgba(20,82,122,.14);transform:translateY(-2px)}
.gcard .gthumb{height:120px;display:flex;align-items:center;justify-content:center}
.gcard .gthumb svg{width:64px;height:64px}
.gcard .gbody{padding:18px 20px 20px;display:flex;flex-direction:column;flex:1}
.gcard .gmeta{font-size:13px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--brand);margin:0 0 8px}
.gcard h2{font-size:21px;line-height:1.3;margin:0 0 8px}
.gcard p{margin:0 0 14px;color:var(--muted);font-size:16px;line-height:1.55}
.gcard .gmore{margin-top:auto;font-weight:700;color:var(--brand);font-size:16px}
.t1{background:#e3eff7}.t2{background:#e6f4ec}.t3{background:#fbf0de}.t4{background:#efe9f7}